Crypto retirement plans face opposition from 53% of Americans
A new national survey has found that 53% of Americans oppose employers offering cryptocurrency in workplace retirement plans, while 77% consider such investments risky. The National Institute on Retirement Security reported in its survey that 46% of respondents considered cryptocurrency in workplace retirement plans “very risky,” contributing to the 77% who expressed some level of concern. Crypto retirement plans face resistance from US savers Opposition to workplace crypto options extended beyond respondents who viewed digital assets as risky. According to the institute, 53% did not support employers offering cryptocurrency as an investment choice within their retirement plans. Public concern about digital assets emerged alongside deeper anxiety over the condition of the US retirement system. The survey found that 80% of Americans believed the country faces a retirement crisis, compared with 67% in 2020. Another 61% said they were worried about achieving financial security during retirement. Household costs and debt also affected how respondents viewed their ability to save. According to the report, 68% said preparing for retirement had become harder, while 77% said debt prevented them from putting aside enough money. Researchers gathered the findings as part of a national survey conducted by Greenwald Research from Oct. 24 through Nov. 14, 2025. The poll included 1,203