Uniswap (UNI) Launches ‘Earn’ for Yield on USDC, USDT, ETH
Peter Zhang Jul 31, 2026 15:35 Uniswap (UNI)‘s Earn feature lets users earn yield on USDC, USDT, and ETH directly within the app, powered by Morpho’s lending tech. Uniswap (UNI) has introduced a new feature called ‘Earn,’ allowing users to earn yield on their USDC, USDT, and ETH directly within the Uniswap Web App or Wallet. Built on Morpho‘s decentralized lending infrastructure, Earn simplifies the process of putting idle assets to work while maintaining self-custody and on-demand withdrawals. This marks another step in Uniswap’s expansion into broader DeFi functionality. With Earn, users lend their assets into onchain lending markets, where borrowers pay interest that accrues back to depositors. The feature supports USDC, USDT, and ETH on the Ethereum mainnet at launch. There are no Uniswap-specific fees, though standard Ethereum network costs still apply. Uniswap emphasizes ease of use, with deposits requiring just one signature and no lockup periods, appealing to both retail and institutional participants. Why It Matters The launch builds on Uniswaps integration with Morpho, a modular DeFi lending protocol that has rapidly scaled since its founding in 2021. Morpho enables efficient lending by dynamically optimizing capital allocation across lending pools, combining elements of decentralized credit and traditional finance. Earlier this year, the Morpho Association