کرپٹو گائیڈز، معلومات اور تجزیے

Kraken parent to buy Lithuanian Saldo Bank amid TradFi expansion

Cryptocurrency exchange Kraken‘s parent company, Payward, will buy Lithuania-based Saldo Bank as part of its expansion into traditional financial services, calling it “a deliberate next step in an infrastructure strategy we’ve been building for years.”　　Payward signed a definitive agreement to acquire Saldo Finance Oy, a Finnish holding company whose subsidiary, Saldo Bank UAB, is a digital bank licensed in Lithuania, according to a Wednesday announcement.　　Payward said Saldo Bank‘s EU banking license and footprint will enable it to expand into four operating markets, including Lithuania, Finland, Sweden and Germany, where the bank already offers retail term deposits. The bank’s authorization is also passported into the Netherlands.　　The acquisition is expected to close in 2027, subject to customary regulatory approvals. It would enable Payward Banking to offer traditional banking services, including interest on deposits, lending products and banking-as-a-service, such as card issuance, passporting and lending capabilities to small and medium enterprises.　　“A regulated EU bank is the piece that lets us serve European clients the way a primary financial institution should: one place to hold assets, move them freely, and put them to work,” said Payward co-CEO Arjun Sethi.　　In August, Payward launched a multi-asset debit card in the US through Krakens payment app, Krak,

2 دن پہلےانڈسٹری

Bitcoins next difficulty rise could leave some rigs earning less than their power bill

Bitcoin miners face a projected 5.68% difficulty increase around Oct. 16, putting equipment with thin electricity cushions under pressure. If Bitcoins price, block subsidy and average fees per block stay unchanged, expected revenue per unit of computing power would fall 5.37%.　　Related Asset Bitcoin #1 BTC · $83,654.86 24-hour change: up 0.49% Loading price history… 24H Up 0.49% 7D Up 0.25% 30D Up 7.38%　　Startminings network dashboard, captured at 07:02 UTC on Oct. 14, put difficulty at 132.72 trillion and hashprice at $39.77 per PH/day. Hashprice measures expected daily revenue from one petahash per second of computing power, before expenses.　　For illustrative equipment using 20 joules per terahash and paying 8 cents per kWh, electricity costs $38.40 daily per PH/s. Its $1.37 cushion at the Oct. 14 hashprice becomes an approximately $0.77 power shortfall under the projected retarget with those other inputs unchanged.　　That reading showed 347 blocks remaining until the adjustment at block 971,712. Bitcoin recalibrates difficulty every 2,016 blocks to target a ten-minute average block interval. Oct. 16 remains an estimated date, and the projected increase can move as more blocks arrive.　　Recent readings have hovered near $40. CryptoSlate reported on Oct. 9 that Hashrate Index hashprice had briefly exceeded $40 before easing

2 دن پہلےانڈسٹری

Crypto lending in 2026: From fixed-term loans to open-ended credit lines

Borrowing against Bitcoin is nothing new. Over the past decade, this market has moved away from fixed-term loans and toward open-ended credit lines, and the way holders reach cash has shifted with it. Here are the basics of lending and savvy borrowing.　　SummaryCrypto lending allows holders to access fiat or stablecoins without selling their Bitcoin or other digital assets, preserving their exposure to potential price gains.Unlike fixed term loans, crypto credit lines have no set maturity date and allow borrowers to access funds repeatedly as they repay outstanding balances.Centralized lenders typically handle custody and identity verification, while decentralized protocols use smart contracts to manage collateral, borrowing and repayment.Borrowing against crypto may avoid an immediate taxable sale in some jurisdictions, although tax treatment varies and collateral liquidation can create tax obligations.Falling collateral prices increase loan to value ratios and can trigger forced liquidation, making borrowing limits and collateral management important considerations.　　HODLers dilemma　　“To sell or not to sell” is a common theme in heated Reddit threads. To buy real-world goods or cover daily living expenses, holders still have to convert crypto back into fiat currency, but there are several reasons to think twice before doing so.　　Giving up all future price gains is only

2 دن پہلےانڈسٹری

Coins.ph says Philippine central bank license intact amid revocation claims

Coins.ph said it remains licensed by the countrys central bank following reports that it could face license revocation over alleged transactions involving restricted offshore gambling operators.　　Coins.ph is one of the largest crypto exchanges in the Philippines, recording approximately $52 million in 24-hour spot trading volume on Wednesday, according to CoinGecko. The reported license risk follows restrictions imposed by the Bangko Sentral ng Pilipinas (BSP) on incoming InstaPay and PESONet transfers involving DCPay Philippines, the entity operating Coins.phs peso e-wallet services.　　“Coins.ph firmly denies any claim that it knowingly serves offshore gaming or gambling operators,” the company said in an official statement shared with Cointelegraph on Wednesday. “Our users funds are safe; we continue to operate as a BSP-licensed institution,” it added.　　Asked whether transactions involving offshore gambling operators had been processed through its platform, the Coins.ph spokesperson told Cointelegraph that the exchange does not accept or permit such operators and continuously screens customers and transactions in line with BSP requirements. The company did not directly confirm or deny whether such transactions had occured.　　BSP restrictions target Coins.ph payment services　　In an earlier advisory, Coins.ph said the BSP had instructed it to strengthen internal controls. The company said cash-in services and QRPh collections were temporarily

2 دن پہلےانڈسٹری

Here's how analysts see U.S. inflation influencing bitcoin

U.S. inflation is due at 8:30 a.m. ET. Economists surveyed by Dow Jones estimated Septembers consumer price index rose 0.6% month-on-month and 3.6% year-on-year. Core CPI, which excludes volatile food and energy prices, is forecast to increase 0.2% from August and 2.5% annually.　　The numbers are widely watched for cues on how the Federal Reserve might respond with interest rates. For bitcoin, the focus will be less on the headline number alone and more on how the report reshapes Fed interest-rate policy expectations.　　Heres how analysts see the report impacting bitcoin.　　Ryan Lee, chief analyst, Bitget Research　　“A hotter-than-expected inflation print could trigger another round of liquidations as Treasury yields and Fed expectations adjust.”　　Lee said a recent selloff has reduced leverage in bitcoin, but may not have fully cleared the markets riskier bets. In other words, traders may still be carrying substantial leveraged positions, which makes bitcoin vulnerable to another cascade of forced selling if yields rise and rate-cut expectations retreat.　　Utkarsh Ahuja, founder and managing partner, Moon Pursuit Capital　　“Higher inflation can keep Treasury yields elevated, support the dollar and increase the cost of capital, all of which create challenges for crypto and growth-oriented investments.”　　Ahuja said investors should be cautious about assuming the Federal Reserve

2 دن پہلے

Strive bought $280 million in Bitcoin, but Bitcoin per common share rose just 1.72%

Strive, a Bitcoin treasury company, bought roughly $280 million of Bitcoin during Oct. 5–9 while increasing its cash balance, even as Strategy directed far more capital toward preferred-share repurchases than new coins. The divergence shows why Strategys weekly purchases provide only part of the picture of corporate Bitcoin demand.　　Related Asset Bitcoin #1 BTC · $83,390.87 24-hour change: up 0.37% Loading price history… 24H Up 0.37% 7D Down 0.41% 30D Up 7.26%　　For Strives common shareholders, the purchase delivered a smaller change than the headline amount suggests. Bitcoin holdings grew 11.24%, but effective common shares expanded 9.36%. Gross Bitcoin per effective common share increased about 1.72%, before accounting for preferred claims.　　The Bitcoin treasury companys Oct. 13 SEC disclosure reported purchases of 3,311 BTC at an average of approximately $84,500, including fees and expenses. Multiplying that rounded average by the coins acquired implies spending of about $279.8 million.　　Related Company Strategy Business intelligence software　　Strategy‘s Oct. 12 update covered Oct. 5–11, two days beyond Strive’s reporting window. It reported 250 BTC purchased for $21.5 million and $192.4 million spent repurchasing STRC preferred shares.　　Strives larger treasury translated into a modest per-share gain　　Strives Bitcoin holdings rose from 29,462 on Oct. 2 to 32,773 on Oct. 9. Over

2 دن پہلےانڈسٹری

Kraken parent Payward signs deal to buy European bank

Kraken‘s parent company, Payward, has signed a definitive agreement to acquire Finland’s Saldo Finance Oy, owner of Lithuania-licensed Saldo Bank, in a transaction expected to close in 2027 that would expand its banking services across five European markets.　　Payward announced the agreement on October 14, confirming plans to bring Saldo Banks lending, deposit and payment infrastructure into its financial services business. The proposed acquisition remains subject to regulatory approval and customary closing conditions. The company did not disclose the purchase price.　　Kraken bank acquisition will expand services across Europe　　The agreement covers Saldo Finance Oy, a Finnish holding company whose subsidiary, Saldo Bank UAB, operates as a specialized bank licensed in Lithuania. Payward intends to use the institutions existing infrastructure to offer banking products directly to European customers.　　Saldo Bank currently operates across Lithuania, Finland, Sweden and Germany, with authorization to extend its services to the Netherlands. Its existing business includes consumer lending, financing for small and medium-sized enterprises, and term deposits.　　The acquisition would allow Payward Banking to build on products that Saldo already provides. The companys plans include interest-bearing deposits, secured and unsecured business loans, consumer credit, and payment cards.　　Weve signed an agreement to acquire Saldo Bank, a licensed specialized bank in Lithuania

2 دن پہلےانڈسٹری

Sam Bankman-Fried‘s lawyer lays out ex-FTX CEO’s Supreme Court case

After being convicted in 2023, losing his appeal to a Second Circuit court in 2026 and awaiting a decision on a presidential pardon that may never come, former FTX CEO Sam “SBF” Bankman-Fried is hoping to take his criminal case to the US Supreme Court.　　Jeffrey Fisher, counsel at the law firm Hecker Fink LLP and representing Bankman-Fried in his Supreme Court of the United States (SCOTUS) appeal, spoke to Cointelegraph about the potential timeline surrounding the former FTX executives case and what onlookers could expect to see should the justices choose to accept his petition for a writ of certiorari, possibly resulting in a new trial.　　Bankman-Fried is pursuing the high courts review while also seeking a pardon from President Donald Trump. According to Fisher, SCOTUS rules require SBF to file a petition for a writ of certiorari within 90 days of a decision from an appellate court, requesting that the justices consider the case.　　The Supreme Court initially gave the US government until Oct. 15 to respond to SBF‘s petition, but it already granted an extension to Nov. 16, which could allow the justices to decide whether to hear the case in late 2026 or early 2027. If the court grants

2 دن پہلےانڈسٹری

Standard Chartered expands Bitcoin and Ether trading to professional investors in UAE

Standard Chartered has expanded Bitcoin (BTC) and Ether (ETH) trading to wealthy clients in the United Arab Emirates (UAE) who qualify as professional investors.　　Eligible investors can trade these assets within their existing Standard Chartered bank accounts, the London-headquartered multinational bank announced Wednesday.　　Standard Chartereds eligibility criteria require individuals to have at least 4 million dirhams (about $1.1 million) in net assets, excluding their main residence, and sufficient investment knowledge and experience or representation by a licensed entity.　　Digital assets are “moving into mainstream wealth conversations,” and the banks clients are increasingly looking for the “security, trust and confidence that comes from investing through a regulated and trusted institution,” said Samir Subberwal, global head of wealth solutions, retail products, data and analytics at Standard Chartered.　　The development comes over a month after Standard Chartered launched UAE crypto trading services for institutional clients in early September.　　Standard Chartered is not the only company expanding its digital asset offering in the region. On Monday, cryptocurrency exchange Kraken‘s parent company, Payward, received VARA approval to provide crypto services through its local entity. In July, neobank Revolut received in-principle approval from Dubai’s VARA to offer crypto-related services.

2 دن پہلےانڈسٹری

Kraken Owner Payward to Buy Lithuania's Saldo Bank in EU Push

In briefPayward, the parent company of crypto exchange Kraken, is buying Saldo Bank, an EU-licensed lender based in Lithuania, the Financial Times reported.Co-CEO Arjun Sethi said customers will be able to borrow and lend against their assets without selling them, in an undisclosed deal expected to close in 2027.The deal comes as a U.S. community bank lobby sues the federal bank regulator over the trust charters it has granted to crypto firms.　　Payward, the parent company of crypto exchange Kraken, is buying Lithuania-based Saldo Bank as it expands into lending and card issuing, the Financial Times reported on Wednesday.　　Payward is the first digital asset company to buy a bank in Europe, according to the FT. Saldo received its EU banking license in 2021 and offers consumer and business loans as well as term deposits. The price was not disclosed.　　“One of the biggest things that our customers have been asking us is I would like to get products and services and offerings similar to what I get with another bank,” Payward co-CEO Arjun Sethi told the FT.　　Sethi said the plan is to bring cash, crypto, tokenized stocks and credit together in a single system, so customers can borrow and lend against their

2 دن پہلےانڈسٹری

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