DFSRegulated
United States Crypto Asset Exchange License (CEX)
Ripple
Regulated in Singapore
Crypto Asset Exchange License (CEX)
Global Business
Basic Information
Country/RegionUnited States
Exchange AbbreviationRipple
Company NameRipple Labs Inc.
Operating Period10-15 years
Websitehttps://ripple.com/
Business operationsPayment
RiskNotice
1 risk alerts
NMLSRegulated
United States Crypto Asset Transfer License (MTL)
MASRegulated
Singapore Crypto Asset Exchange License (CEX)
CSSFRegulated
Luxembourg Crypto Asset Transfer License (MTL)
DFSARegulated
United Arab Emirates Crypto Asset Custody License (CUST)
FCAActive
United Kingdom Virtual Asset Service Provider (VASP)
Exchange Overview
Exchange Overview
What is Ripple?
Ripple is a leading provider of cross-border payment and digital asset custody solutions, focusing on stablecoin-driven cross-border payments and blockchain technology.
Main Business
The platform provides institutions with capabilities such as prime brokerage, tokenization, and custody, enabling instant global fund transfers between stablecoins, cryptocurrencies, and fiat currencies, helping financial institutions upgrade their infrastructure and participate in the digital asset economy.
Business Region
InfluenceA0
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News
1354
A 12-Year Dormant Bitcoin “Ancient Whale” Makes an Emergency Move: Risk Avoidance or Being Hunted?
On August 4, 2026, late at night Beijing time, a strange ripple suddenly appeared beneath the surface of the crypto market. A Bitcoin address that had remained completely dormant since 2013 — 18TExP — suddenly became active. 500 BTC (worth approximately $31.3 million) were transferred the moment the transaction was confirmed on-chain. This wallet had been asleep for a staggering 12 years and 8 months, making it even older than the birth of Ethereum. 500 BTC Transferred from the 18TExP Address (Source: CoinDesk) Just as people began speculating whether this was the reappearance of Satoshi Nakamoto himself, another far more chilling backdrop emerged: Coldcard, known as the “fortress” of Bitcoin hardware wallets, had just been exposed with a critical security vulnerability, resulting in hundreds of millions of dollars worth of BTC being stolen. The discovery process of this vulnerability further demonstrated both the power and the threat of AI. After the Coldcard team released a security advisory in late July, someone submitted the source code to Claude Code, an AI coding model, for review. The AI identified the exact line of code responsible for the randomness failure in just eight minutes. The revival of an ancient Bitcoin whale and the fatal Coldcard wallet vulnerability happened
Ripple MiCA Authorization Opens A Wider European Payments Lane
Ripple MiCA Authorization Opens A Wider European Payments Lane Ripple has secured full MiCA authorization in Europe, giving the company a clearer regulatory path to expand crypto-enabled payment services across EU and EEA markets. The authorization applies to Ripple‘s corporate payment entity and allows compliant operations under the European Union’s Markets in Crypto-Assets framework. That is an important distinction. This is not a blanket regulatory endorsement of $XRP trading itself. It is a licensing milestone for Ripples business activities under MiCA. Still, the development matters for $XRP watchers because Ripple‘s payments business remains central to the token’s broader narrative. If Ripple can operate more cleanly across Europe, it may strengthen the company‘s ability to work with banks, payment firms, fintechs, and institutional clients in one of the world’s most important regulatory blocs. TL;DRRipple has secured MiCA authorization for European crypto-asset services.The approval supports Ripples compliant payment operations across EU and EEA markets.The authorization applies to Ripples corporate payment entity, not direct regulatory clearance for $XRP trading. Why MiCA Matters For Ripple MiCA has become one of the most important crypto regulatory frameworks in the world. Instead of forcing firms to deal with fragmented rules across every European country, MiCA creates a more unified regime for crypto-asset service providers.
Ripple Backs Clarity Act as Bill Heads to Senate Vote
A big crypto bill just cleared another step. It‘s called the Clarity Act, and it’s now ready for a vote in front of the whole Senate. The Clarity Act is 616 pages long. It sets rules for digital assets like Bitcoin and other crypto tokens. Right now, the U.S. has no clear federal rulebook for crypto and this bill would create one. Under the bill, the CFTC would oversee most crypto tokens. The SEC would still handle tokens that act more like securities, such as company stock. The bill also adds rules to fight money laundering, protect everyday users, and set clear steps for what happens if a crypto company goes bankrupt. The bill already passed the House back in July 2025. It passed the Senate Banking Committee in May 2026. Now its waiting for a vote from the full Senate. Why Supporters Want It Passed Coinbase CEO Brian Armstrong said the bill is the result of thousands of hours of work from both political parties. He said the current lack of rules lets bad actors, like the collapsed exchange FTX, hurt everyday customers. Without clear laws, he said, much of the crypto industry has moved offshore, outside U.S. oversight. Ripple‘s chief legal officer, Stuart