Flare makes XRPFi accessible in a single signature with smart accounts v1.3
Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only. Flare launches Flare Smart Accounts v1.3, enabling XRP holders to access DeFi vaults with a single XRPL wallet signature. Flare today announced the release of Flare Smart Accounts (FSA) v1.3, making it possible for XRP holders to mint FXRP and deposit it into yield-generating vaults with a single XRPL signature. For XRP holders, accessing DeFi has often meant creating new wallets, bridging assets between chains, and managing gas tokens before earning a single dollar in yield. Flare Smart Accounts v1.3 removes much of that complexity. Users can now choose a vault, sign once using the XRPL wallet they already use, and Flare completes the rest automatically. No separate EVM wallet, gas token, or manual bridging is required. The update builds on growing momentum for XRPFi. Since February 2026, the amount of FXRP deployed in DeFi has grown by nearly 75%, increasing from 82 million to 144 million FXRP. More than 40 million XRP is currently earning yield through Flare Smart Accounts, while nearly 24,000 Smart Accounts have already been created. “Millions of XRP holders have wanted access to DeFi, but the experience has been









