XT.COM Review 2026: Fees, Reserves and Wallet Incident
XT.COM has built much of its appeal around market coverage. Alongside major cryptocurrencies, the exchange lists a long tail of smaller tokens and offers perpetual futures, copy trading, trading bots, P2P services, leveraged products and yield products. That breadth is useful when a token is difficult to find elsewhere. It also changes what users need to check before trading. A market being listed does not mean it has deep liquidity, inexpensive withdrawals or enough buyers to absorb a large exit. XT.COM also has a security event that belongs in any serious review of the exchange. On November 28, 2024, the company disclosed an abnormal transfer involving roughly $1 million across 12 assets from one of its platform wallets. External blockchain analysis at the time estimated the loss at around $1.7 million. Withdrawals were temporarily suspended while the incident was investigated. Since then, XT.COM has expanded its proof-of-reserves system and says customer assets are backed 1:1. That is useful information, but the important question is what users can independently verify: which assets are included, when the snapshot was taken and whether their own balance appears in the Merkle-tree data. For active traders, three areas deserve particular attention before using XT.COM: the actual fee for the









