Mortgage rates zoom past 4.5% — here’s what home buyers need to know - BitcoinEthereumNews.com
เศรษฐกิจอัตราการจำนองขยายเกิน 4.5% — นี่คือสิ่งที่ผู้ซื้อบ้านจำเป็นต้องรู้03 / 31 / 2022ข่าว Bitcoin Ethereum Mortgages rates keep climbing, and that poses a major challenge for families looking to score a deal during the busy spring home-buying season. The benchmark 30-year fixed-rate mortgage averaged 4.67% for the week ending March 31, ตามข้อมูล released by Freddie Macn เอฟเอ็มซีซีn -0.20%n on Thursday. That represents a one-fourth percentage point increase from the previous week. This marks the highest level for mortgage rates since the end of 2018. Comparatively, at this time a year ago, the 30-year fixed-rate mortgage averaged just 3.18%. The 15-year fixed-rate mortgage rose 20 basis points from the previous week to an average of 3.83%, and the 5-year Treasury-indexed adjustable-rate mortgage climbed 14 basis points to an average of 3.5%. One basis point is equal to one hundredth of a percentage point, or 1% of 1%. “Were at rates that we thought we might see at the end of the year, and here we are, at end of March, already seeing that that kind of a jump,” said Michael Fratantoni, chief economist for the Mortgage Bankers Association. To a large extent, the surge in mortgage rates over the last few weeks has mirrored movements in long-term bonds, including the 10-year Treasuryn