XRP Ledger lending vote: What XRP holders should know
XRP Ledger validators are considering two amendments that would add single-asset vaults and fixed-term lending directly to the networks core protocol. SummaryXLS-65 and XLS-66 remain below the 80% validator threshold required before XRP Ledger mainnet activation.Single Asset Vaults would pool one token, while XLS-66 would issue fixed-term uncollateralized institutional loans.Ripple joined Clearpool and Cicada as an investor, but does not guarantee the funds losses.RLUSD would serve as the credit asset, while XRP would pay transaction fees and reserves.Activation requires validator support above 80% for two consecutive weeks, leaving the launch date uncertain. The amendments, XLS-65 and XLS-66, are open for validator voting but have not reached the support required for activation. An amendment must maintain support from more than 80% of trusted validators for two consecutive weeks before it can become active. Ripples validator voted in favor of both amendments in August. However, Ripple cannot approve the changes independently because validators decide whether to support each amendment. XRPL Lending Waiting for the @sherlockdefi checks on XLS-66-65, 80% consensus is needed to pass (currently at 34% & 37%). Should they pass, vetted participants will begin deployment into private gate-kept vaults with ethereum:0x8292bb45bf1ee4d140127049757c2e0ff06317ed as… https://t.co/xImo93Mgln pic.twitter.com/5F1B5RZN0u — ????Eri ~ Carpe Diem (@sentosumosaba) August 31, 2026 Current support remains well









