Pinakabagong Balita sa Crypto at Market Updates

Tama ba Para sa Akin ang Semi-Retirement?

Ang tradisyonal na pananaw ng pagreretiro bilang isang panahon kung kailan ganap na huminto sa pagtatrabaho ang mga tao ay lumawak sa mga nakalipas na taon upang isama ang konsepto ng semi-retirement. Ito ay isang yugto ng paglipat sa ganap na pagreretiro kung saan ang mga tao ay karaniwang nagtatrabaho ng mas kaunting oras, alinman sa kanilang mga dating employer o sa isang bagong part-time na trabaho. Ang semi-retirement ay maaaring makabuo ng karagdagang kita habang nagbibigay din ng pakikipag-ugnayan, kasiyahan at mas magandang mental at pisikal na kalusugan. Gayunpaman, maaari rin itong magkaroon ng mga hamon, pangunahin na nauugnay sa segurong pangkalusugan.　　退休是人们完全停止工作的传统观点近年来已经扩展到包括半退休的概念。这是向完全退休的过渡阶段，在这个阶段，人们的工作时间通常会减少，要么是在他们以前的雇主那里，要么是在一份新的兼职工作中。半退休可以产生额外收入，同时还可以提供参与度、满意度和更好的身心健康。然而，它也可能面临挑战，主要与健康保险有关。　　Kausapin ang a pinansiyal na tagapayo upang makakuha ng tulong sa iyong pangkalahatang pagpaplano sa pagreretiro na makakatulong sa iyo sa pag-unawa kung kailan at kung paano magretiro nang tama para sa iyong sitwasyon.　　与财务顾问交谈以获得有关整体退休计划的帮助，这将帮助您了解何时以及如何适合您的情况退休。　　Mga Pangunahing Kaalaman at Background sa Pagreretiro sa Sarili　　自我退休基础知识和背景　　Ang semi-retirement ay isang yugto ng panahon kung saan ang isang tao ay huminto sa pagtatrabaho ng full-time sa kanilang nakaraang karera at nagsimulang magtrabaho ng mas kaunting oras o, marahil, paglalagay ng mga regular na linggo ng trabaho sa ilang oras. paghahanap ng pera na mas masaya at kapakipakinabang sila. Ang pagpapasya na mag-semi-retire ay naiiba

2023-01-23Industriya

Top 5 401(k) Rollover Questions to Ask Your Advisor

You might think 401(k) rollovers are less common than they actually are. Like dusty boxes in an attic, many people have an planong itinataguyod ng employer from a former job, such as a 401 (k), lying around.　　您可能认为 401(k) 计划的翻滚并不像实际情况那么普遍。就像阁楼里满是灰尘的盒子一样，许多人身边都有一份来自前工作的计划，例如 401 (k)。　　Its not uncommon to speak with someone who has worked for several different companies over the last 10 years, which is indicative of a fast-paced corporate world and its tumultuous tendency to show more favor to the bottom line than to the people who drive it.　　与在过去 10 年中曾在多家不同公司工作过的人交谈并不罕见，这表明企业界节奏很快，而且动荡不安的趋势是更看重底线而不是推动它的人。　　If youve participated in a company-sponsored plan and your employment ends, whether voluntarily or not, you likely have a plan sitting in investment limbo. If you do, you need to choose what to do with it and a rollover is one option.　　如果您参加了公司赞助的计划并且您的工作结束了，无论是自愿还是非自愿的，您的计划都可能处于投资边缘。如果这样做，您需要选择如何处理它，而翻转是一种选择。　　Key Takeaways　　关键要点　　Rolling money over from a 401(k) doesnt happen as frequently as people think.　　从 401(k) 计划中滚存资金并不像人们想象的那么频繁。　　Examine all of your options before you decide whether a rollover is right for you.　　在决定滚动是否适合您之前，请检查您的所有选项。　　Make sure you understand how the plan fees will change if you roll over your funds.　　确保您了解如果您将资金展期，计划费用将如何变化。　　Consider the possibility of a Roth conversion, which changes pre-tax to after-tax dollars.　　考虑 roth 转换的可能性，它将税前美元变为税后美元。　　Consult a tax or financial expert if youre unsure of how rollovers affect your

2023-01-23Industriya

Benefits of Deferred Compensation Plans

A deferred compensation plan withholds a portion of an employees pay until a specified date, usually retirement. The lump sum owed to an employee in this type of plan is paid out on that date. Examples of deferred compensation plans include Pensions, 401(k) na mga plano sa pagreretiro, at mga pagpipilian sa stock ng empleyado.　　递延补偿计划扣留员工的部分工资直到指定日期，通常是退休。此类计划中欠员工的一次性付款将在该日期支付。延期补偿计划的示例包括养老金、401(k) na mga plano sa pagreretiro、at mga pagpipilian sa stock ng empleyado。　　Key Takeaways　　关键要点　　Qualified deferred compensation plans have a 10% penalty on withdrawals made prior to age 59½.　　合格的递延补偿计划对 59½ 岁之前的提款有 10% 的罚款。　　Most deferred compensation plans do allow pre-retirement distributions for certain life events, such as buying a home.　　大多数递延补偿计划确实允许对某些生活事件进行退休前分配，例如买房。　　Deferred compensation plans can both increase and decrease in value, so watch them carefully.　　递延补偿计划的价值既可以增加也可以减少，因此请仔细观察。　　Although there are similarities, there are also distinct differences between qualified and non-qualified deferred compensation plans.　　尽管有相似之处，但合格和不合格的递延补偿计划之间也存在明显差异。　　A qualified deferred compensation plan complies with the Batas sa Seguridad sa Kita sa Pagreretiro ng empleyado (ERISA) and includes 401 (k) at 403 (b) plano.　　合格的递延补偿计划符合 batas sa seguridad sa kita sa pagreretiro ng empleyado (erisa) 并包括 401 (k) 和 403 (b) plano。　　A non-qualified compensation plan is a written agreement between an employer and an employee in which part of the employees compensation is withheld by the company, invested, and then given

2023-01-23Industriya

XRP, Bitcoin (BTC), Ethereum (ETH) Five Years Time Prediction Made by John Deaton

CryptoLaw founder at mahilig sa blockchain John Deaton believes XRP (XRP), Bitcoin (BTC) and Ethereum (ETH) will still be standing in the next five years.　　Other than the SEC lawsuit ???? #XRP, what has changed since Sygnum recommended #BTC #ETH at #XRP？ I still believe all three will be standing 5 years from now. The question is what other tokens will be？ @ bgarlinghouse said 99% are likely going to zero. Whats standing in 2028？　　- John E Deaton (@ JohnEDeaton1) Enero 21, 2023　　He circled back to a prediction he made in August last year, where he mentioned a report by the Head of Assets at Zurich-based Sygnum Bank that recommended three digital assets of the future.　　First is Bitcoin as a store of value; second, Ethereum for infrastructure; and third, XRP for payments. According to Deaton, except for the Ripple lawsuit, nothing has changed for XRP since 2020, when the recommendation was made, so he continues to stick to his prediction.　　In 2019, Garlinghouse famously predicted that 99% of all cryptocurrencies would go to zero. According to him, the industry is in its “pre-Cambrian” stage, since there is still a lot of experimentation.　　XRP weathering storms　　In December 2020, the U.S. Securities and Exchange Commission

2023-01-23Industriya

Ang Ulat ay Nagpapakita ng Paglago Sa Maramihang Ethereum Layer 2 Networks; Nangunguna sa Pack ang Polygon ⋆ ZyCrypto

Ang kamakailang data ay nagpapakita ng kahanga-hangang paglaki ng mga user at mga transaksyon sa dumaraming listahan ng layer 2 network ng Ethereum.　　最近的数据显示，以太坊不断增长的第 2 层网络列表中的用户和交易量出现了惊人的增长。　　Naitala ng Polygon, Optimism, at Arbitrum ang pagtaas ng pang-araw-araw na aktibidad ng user ng 30%, 180%, at 40%, ayon sa pagkakabanggit.　　polygon、optimism 和 arbitrum 的日用户活跃度分别增长了 30%、180% 和 40%。　　Ang Polygon ay binigyan ng tip para sa malalaking tagumpay ngayong taon na may ilang mga pag-upgrade sa network at higit pang mga proyekto sa web3 bago ang Q2 2023.　　polygon 有望在今年取得重大胜利，在 2023 年第二季度之前进行多次网络升级和更多 web3 项目。　　Ang kahalagahan ng mga solusyon sa Layer 2 ay nagiging mas maliwanag habang ang pag-aampon ng web3 ay patuloy na lumalaki, na nagbibigay ng daan para sa mga developer na maglunsad nang hindi nakompromiso ang bilis para sa scalability.　　随着 web3 的采用持续增长，第 2 层解决方案的重要性变得越来越明显，为开发人员在不影响可扩展性速度的情况下启动铺平了道路。　　Ang mga solusyon sa Layer 2 ay nagtala ng malaking pagtaas sa nakalipas na tatlong buwan sa mga pangunahing sukatan, kabilang ang mga pang-araw-araw na user, dami ng transaksyon, at pagtaas ng mga bayarin sa network. Ayon sa ulat ng provider ng blockchain analysis Token Terminal, tumataas din ang halaga ng mga asset na naka-lock sa mga network na ito.　　layer 2 解决方案在过去三个月中在关键指标（包括每日用户、交易量和增加的网络费用）方面取得了显着增长。根据区块链分析提供商 token terminal 的一份报告，锁定在这些网络中的资产价值也在增加。　　Ang data mula sa Token Terminal ay nagpapakita na

2023-01-23Ethereum

Top Crypto Predictions for January 2023- Bitcoin (BTC) & Ethereum (ETH) May Hit These Levels in the Coming Week!

Bitcoin crypto Ethereum　　Mga Nangungunang Crypto Predictions para sa Enero 2023- Maaaring Maabot ng Bitcoin (BTC) at Ethereum (ETH) ang Mga Antas na Ito sa Paparating na Linggo!　　1 minuto ang nakalipas　　Balita ng Ethereum ng Bitcoin　　Bitcoin price is going up today and the major altcoins have also absorbed a significant bullish momentum. During the past weekend, BTC prices surged by nearly 15%, inciting a strong bullish trend for the rest of the week.　　Although the tokens witnessed a minor pullback with some consolidation, the trend continues to remain bullish. Presently, the markets are about to encounter another weekend with the possibility of producing another bullish wave during the upcoming weekend.　　Will Bitcoin (BTC) Price Hit $24,500？　　Bitcoin price is failing to surpass $23,000 as the bears are hindering the rally at $22,900. The past few hours witnessed significant selling pressure accumulated that was observed a couple of days ago that slashed the price by 5% then.　　Moving ahead, the bears were exhausted to some extent which helped the bulls to uplift the price beyond the crucial resistance at $21,410. Further, the prices exploded and marked highs beyond $22,500 for the first time in the past 4 months.　　Tingnan ang Trading　　The BTC price after rebounding from $20,500, sliced

2023-01-22Ethereum

21Shares New ETP Provides Exposure to PoS Cryptocurrencies But No ETH

Ethereum　　Ang Bagong ETP ng 21Shares ay Nagbibigay ng Exposure sa PoS Cryptocurrencies Ngunit Walang ETH　　26 segundo ang nakalipas　　Balita ng Ethereum ng Bitcoin　　21Shares announced the launch of first-of-its-kind crypto staking index ETP focused on proof-of-stake-based coins.　　Dubbed 21Shares Staking Basket Index ETP (STAKE), the product will essentially provide exposure to staking rewards while tracking the performance of underlying staked coins via a single ETP.　　Worlds First Crypto Staking Index ETP　　Ayon sa opisyal na pahayag, the index will track ten crypto-assets, including Binance Coin (BNB), Cardano (ADA), Cosmos (ATOM), Polkadot (DOT), Solana (SOL), and Tezos (XTZ).　　It is expected to address demands from both retail and institutional investors across the world.　　Despite the fact that STAKE is designed to track PoS-based coins, the product, however, does not include Ethereum (ETH).　　In a statement, the company further revealed that the index will rebalance in March and September on a semi-annual basis to demonstrate shifts in the crypto market.　　It‘s parent firm, 21.co’s Director of ETP Product,　　Nagpatuloy siya upang magdagdag,　　“In particular, weve heard demand for a reliable and safe way to access staking, one of the most attractive potential return streams available in the crypto ecosystem. The 21Shares Staking Basket Index ETP does just that, and will be an attractive

2023-01-22Ethereum

BTC, ETH, BNB, XRP, ADA, DOGE, MATIC, DOT, LTC, AVAX

The United States equities markets are on track to finish the week in the red but that has not resulted in a deeper loss for Bitcoin (BTC). The news of cryptocurrency lender Genesis filing for Chapter 11 bankruptcy also did not have any meaningful impact on Bitcoins price. This shows that the selling pressure could be reducing.　　However, trading firm QCP Capital warned in the latest edition of its regular markets newsletter that the current recovery in Bitcoin was only a bear market relief rally. They anticipate this recovery to be followed by another bout of selling which could sink the price of Bitcoin and Ether (ETH) below their 2022 low. QCP used the Elliott Wave analysis to arrive at this conclusion.　　Pagkatapos ng pinahabang yugto ng bear, ang pagkilos ng presyo ay palaging umaakyat sa pader ng pag-aalala sa mga unang araw ng isang bagong bull market. Sa oras na iyon, nananatiling hindi makapaniwala ang ilang analyst habang patuloy silang umaasa na bababa ang presyo ngunit maaaring mahuli ng mga mangangalakal ang pagbabago sa trend kung babantayan nila ang pagbuo ng mas matataas at matataas na mababa.　　Ang Bitcoin at mga piling altcoin ba ay nagpapakita ng mga palatandaan ng isang bottom

2023-01-22Ethereum

Circle CEO highlights silver lining amid FTX catastrophe

Teknolohiya　　Binibigyang-diin ng Circle CEO ang silver lining sa gitna ng FTX catastrophe　　Balita ng Ethereum ng Bitcoin　　Jeremy Allaire, co-Founder and CEO at Circle, shared his thoughts on the state of the market following FTX during the World Economic Forum in Davos, Switzerland.　　Jeremy Allaire on the positive consequences of the FTX scandal　　Circle Co-Founder and CEO, Jeremy Allaire has shared his outlook on the positive consequences of FTX.　　Sa isang pakikipanayam with Yahoo Finance at the World Economic Forum in Davos, Switzerland. According to Allaire, the pagkabangkarote ng FTX and the associated scandal has made investors warier of risks in the crypto market and has incentivized them to look for safe ways to navigate digital assets.　　Although some investors have pulled out of crypto, Circle has seen increased activity on its USDC stablecoin, even as other similar USD-backed stablecoins have seen a reverse trend.　　Allaire believes this is due to USDC‘s regulated and transparent nature, allowing users to verify the company’s reserves through an independent monthly audit.　　Daily transactions carried out with Circles USDC on the Ethereum network have seen a significant increase in recent times, particularly since the collapse of FTX.　　In fact, the number of transactions with USDC often surpasses that of USDT several times over.

2023-01-22Industriya

Crypto Community Pokes Fun at Skeptic Jim Cramer as BTC Crosses $22k

Bitcoin crypto　　Crypto Community Pokes Fun at Skeptic Jim Cramer as BTC Crosses $22k　　Balita ng Ethereum ng Bitcoin　　Binance CEO nilibak Jim Cramer bilang Bitcoin tumatawid sa $20k presyo point.　　Nang umabot ang BTC ng $17k, sinabi ni Cramer sa mga namumuhunan na ito ay isang mahusay na pagkakataon sa paglabas.　　Ang pandaigdigang crypto market cap ay nasa landas na muling tumawid sa $1 trilyong paghahalaga.　　As the global crypto market cap breaks the $1 trillion valuation this week, the crypto community pokes fun at the staunch crypto skeptic Jim Cramer, who often asked crypto investors to sell their Bitcoin holdings at a loss.　　The community derided Cramer recently on Twitter after the crypto skeptic‘s pessimistic projection about crypto turned out false. Twitter Blue subscriber, TrueCrypto28, shared a mockery video of the crypto critic where he kept shouting ’Celsius!　　Sa araw na sinira ng Bitcoin ang $17k na punto ng presyo ngayong buwan, sinabi ni Cramer sa mga mahilig sa crypto na ito ay isang magandang pagkakataon upang lumabas sa merkado. Sa kanyang mga salita:　　[Ito ay isang] magandang pagkakataong muli na makaalis sa crypto at makatipid sa mga stock ng Chinese dahil hindi mapagkakatiwalaan ang alinman.　　Dahil sa kabiguan ng FTX, Bitcoin (BTC) fell from over $21,000 to

2023-01-22Industriya

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